Our Finance Services

Comprehensive trade finance solutions designed to empower your business, streamline operations, and fuel sustainable growth.

At Lendico Holdings, we understand that cash flow is the lifeblood of any business. Our suite of trade finance products is specifically designed to address the unique challenges faced by businesses in Botswana and across various industries.

Whether you need to fulfill a large order, manage your receivables, or secure a major contract, we have the right solution to help you succeed.

Purchase Order Financing

Turn your purchase orders into immediate working capital. We provide the funding you need to fulfill large orders without straining your cash flow.

Key Benefits

  • Fulfill orders from major clients without upfront capital
  • Take on larger contracts and grow your business
  • Maintain healthy cash flow while expanding operations
  • Flexible financing terms tailored to your order cycle

Ideal For

Manufacturers, wholesalers, and distributors looking to fulfill large orders

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Invoice Discounting

Unlock the cash tied up in your unpaid invoices while maintaining complete control over your sales ledger and customer relationships.

Key Benefits

  • Access up to 90% of invoice value immediately
  • Maintain control of your customer relationships
  • Confidential arrangement - your customers need not know
  • Improve cash flow predictability and planning

Ideal For

Businesses with strong customer base seeking working capital

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Factoring

Outsource your entire credit control function and receive immediate cash for your invoices. We handle collections while you focus on growing your business.

Key Benefits

  • Immediate cash flow from outstanding invoices
  • Professional credit control and collections management
  • Reduced administrative burden and overhead costs
  • Protection against bad debts with our expertise

Ideal For

Growing businesses wanting to outsource credit management

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Performance Bonds

Secure contracts with performance guarantees that assure clients of your ability to deliver. Essential for winning government and corporate tenders.

Key Benefits

  • Win larger contracts and tenders with confidence
  • Build credibility with clients and stakeholders
  • Preserve cash reserves for operational needs
  • Fast processing for time-sensitive opportunities

Ideal For

Contractors and suppliers bidding on major projects

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Supplier Guarantees

Secure favorable payment terms with your suppliers through our guarantee facilities, improving your purchasing power and cash management.

Key Benefits

  • Negotiate better terms with suppliers
  • Extend payment periods without damaging relationships
  • Optimize working capital and cash conversion cycle
  • Strengthen your supply chain partnerships

Ideal For

Businesses seeking to optimize supplier payment terms

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Our Application Process

Getting started with Lendico is simple and straightforward

01

Initial Consultation

Contact us to discuss your financing needs and business goals

02

Documentation

Submit basic business documents and financial information

03

Assessment

Our team reviews your application and provides a decision within 24-48 hours

04

Funding

Once approved, funds are disbursed quickly so you can move forward

Why Businesses Choose Lendico

Fast Approvals

Decisions in 24-48 hours, funding within days

Flexible Terms

Solutions tailored to your business cycle and needs

Competitive Rates

Fair pricing with transparent fee structures

Local Expertise

Deep understanding of Botswana business landscape

Dedicated Support

Personal account managers throughout your journey

No Hidden Fees

Clear, upfront pricing with no surprises

Ready to Transform Your Business Cash Flow?

Let's discuss which trade finance solution is right for your business needs.